The policies are landlord specific policies created to offer the greatest protection available for residential rental properties and are available through property managers.
Products in the Pro-Sure Insurance Program:
Pro-Sure Max This is a comprehensive policy, which combines conventional homeowners insurance with Pro-Sure Pro (landlord risk) to give comprehensive cover. No other insurance cover is required. This eliminates disputes between two different insurers over who should pay for a loss.
For an overview of cover
Pro-Sure Essential This comprehensive policy provides protection for Loss of rent as well as 100% replacement cover for the dwelling, contents and more. The cover is particularly suited for properties up to 140 sqm, or in case of multiple properties on one site.
Pro-Sure Pro This is a top up policy, which can be used in conjunction with any other house-owners policy. It provides a broad range of cover for risks associated with being a landlord, covering such items as sudden and accidental damage to the rental dwelling, gradual damage and rent arrears, among a list of other benefits.
Pro-Sure Max For Body Corporate This comprehensive policy is designed to cover apartments. Under the Unit Titles Act 1972, the Body Corporate must arrange insurance cover for fire, sudden and accidental damage. The Body Corporate’s policy will not provide cover for malicious damage, burglary, and theft or rent losses by tenants. This policy is very similar to the Pro-Sure Max cover but excludes sudden and accidental damage claims for the house.