This is a policy overview only; please refer to the actual policy wording for full details.
Pro-Sure Max provides cover for loss of rent as well as replacement cover for the dwelling, contents and more. The cover provides unequalled maximum protection for NZ based properties.
Covers the rental house and contents from
• Accidental and fire damage to the house – full replacement sum insured
• Damage to the rental house contents
• Malicious damage up to $30,000
• Gradual damage $5,000
• Damage includes, sudden or accidental, and malicious damage
• “P” damage/clean up costs up to $30,000 (conditions apply: see policy wording)
• Loss of rents automatic cover of up to $40,000 (with option to increase)
• Burglary or theft by the tenant, live-in family or guests
• Earthquake and natural disaster cover is included
• Loss of rents includes loss due to malicious damage, tenant abandonment (some policies only provide loss due to fire)
Rent Loss Protection
• Abandonment 8 weeks
• Rent arrears 12 weeks maximum
• Prevention of access 8 weeks
• Prevention of access due to damage up to $40,000
• Failure to vacate after Tribunal order 12 weeks
• Landlords legal liability $2,000,000 maximum
• 30 minutes FREE landlord advice
The Pro-Sure policies have been developed by experts in Property Management and Insurance, offering the highest quality protection for property investors.